126 Northwood Drive
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.
No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.
Business Background: I have been in the life insurance business full time since 1970 and licensed to sell securities since 1982.
I have earned the highly respected CFP (Certified Financial Planner) designation. In addition to the CFP®, I have also earned the CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations from the renowned American College in Bryn Mawr, PA, and the CFS (Certified Fund Specialist) designation from The Institute of Business in La Jolla, CA. These designations involved extensive studies and testing in the fundamentals of financial planning, income taxation, individual life and health insurance, investments, pension planning, estate planning, and issues facing the expanding senior population.
Along with the CFP®, CLU, ChFC, and CFS designations, I have been awarded the RFC (Registered Financial Consultant) designation from the International Association of Registered Financial Consultants, Inc.
4/2009 to Present: Independent Registered Representative of American Portfolios Financial Services, Inc. with access to many quality investment companies and Leading life insurance companies.5/88 to 4/09: Registered Representative with various broker/dealers.11/86 to 5/88: Investment Executive for Pamco Securities at the local Diamond Savings and Loan.9/74-11/86: Prudential Insurance and Financial Services. Managed the local Prudential office for a period of time.8/70 to 9/74: Western and Southern Life.
GOALS: To provide honest and dependable service for my clients using quality investments, insurance, and annuity programs.
I AM NOT AN EMPLOYEE OF AN INSURANCE COMPANY OR A BROKERAGE FIRM-I WORK 100% FOR MY CLIENTS!!!
Registered Representative offering securities through American Portfolios Financial Services, Inc. Member FINRA/SIPC Investment Advisory services offered through American Portfolios Advisors, Inc., an SEC Registered Investment Advisor.
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.